When will I get my State Pension? How to use handy State Pension calculator

Eligible Brits can claim State Pension once they reach the dedicated age, and for many top-up pension pots and help with retirement costs. The Government pays State Pension every four or so weeks, and in April 2021 those receiving the benefit saw a welcome boost.

The increase saw people over the age of 66 on the full state pension get a boost of 2.5 percent to their weekly amount.

This was a weekly rise of £4.40 on £175.20 to £179.60.

Those claiming the full state pension saw a boost of £19.01 a month, or £228.80 over the 2021/22 financial year.

The State Pension rises each year due to the triple lock scheme, with pensions rising in line with the highest out of inflation, average earnings or 2.5 percent.

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State Pension does not start being paid automatically, so if you want to receive it and you have reached State Pension age – you will need to claim it.

There are three ways to do this

  • Over the phone
  • Download the State Pension claim form and send it to your local pension centre

To claim from abroad – visit the Government’s official website here.

You can also check how much State Pension you are forecast to receive when you do claim it.

The Gov.UK website has a handy State Pension forecast tool, which allows you to see what you could be eligible for.

You will need to sign in with a Government Gateway account or create one if you don’t have one.

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Once you’ve logged in you’ll be able to see the amount you could get once you reach State Pension age.

However, the Government website warns the amount listed:

  • is not a guarantee and is based on the current law
  • is based on your National Insurance record up to April 5, 2021
  • assumes that you’ll contribute the full 35 years
  • does not include any increase due to inflation



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