Universal Credit is a Government benefit given to people on low incomes in an effort to help with living costs. The benefit is paid monthly for people in England, and sometimes twice monthly for some in Scotland. In addition to low income households, people can also claim Universal Credit if they are out of work or unable to work.
What is the minimum income floor for Universal Credit?
If you are self employed and claiming Universal Credit, you are automatically treated as though you earn a certain amount.
This amount is called the Minimum |ncome Floor (MIF).
If the MIF applies to you and you earn below this amount in any given month, you will be treated as earning the minimum income.
If you are earning more than the MIF, your actual earnings will be taken into account instead.
Chancellor Rishi Sunak suspended all MIFs on Universal Credit for self-employed people this year in response to the coronavirus pandemic.
In addition, the MIF may not be applied to your claim if you’re too sick to work.
If you find yourself so unwell that it affects your ability to make a profit, call the Department for Work and Pensions to let them know.
Depending on the circumstances and length of time you are expected to be sick, they may reassess your gainful self-employment status.
If you are not in gainful self-employment, the DWP can’t apply the MIF to your earnings, meaning your Universal Credit payments should be higher.
People who are off sick for seven days or longer are advised to get a medical certificate, also called a sick note, from your GP.
Send this to your work coach at your local job centre to inform them of your situation.
For any help with Universal Credit, you can call the helping from Monday to Friday, 8am to 6pm, on 0800 328 5644.