Lloyds Bank offers new 0.5 percent cash back credit card – how does it compare to others?

Earners will receive the cashback credit card’s £20 bonus in their accounts until the following January, alongside any cashback earned.

However, if the bonus threshold is reached during the time period, it will automatically appear on a customer’s cashback balance within 12 days.

Cashback can be earned through the purchase of everyday items, such as groceries and coffees, including through online and contactless payments.

However, cashback can not be earned on balance or money transfers, cash withdrawals, gambling transactions, any account interest or charges, payments to current or savings accounts, and payment protection transactions.

The bank’s new credit card offering does charge 19.9 percent APR, yet it does include any monthly or yearly membership fees.

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