Its net interest income rose 21 per cent at Rs 303 crore, helped by interest income it received on gold loan NPA accounts.
The bank said it managed to contain bad loans in both gold and non-gold assets. Out of the gross NPA of Rs 389 crore, Rs 102 crore is gold loan NPAs which are backed by pledge of gold ornaments.
Gross non-performing assets dipped to 2.62 per cent at the end of December against 4.11 per cent a year back. Net NPA was at 1.36 per cent against 2.63 per cent over the same period.
Its advances grew 11.4 per cent to Rs 14637 crore.