Credit card: Best 0% purchase & balance transfer deals to use for Christmas spending

Katie Brain, a Consumer Banking Expert at Defaqto, commented on the need for these kinds of deals given the economic environment consumers find themselves in: “This is a festive season like no other and after the year we have had, many are planning to make the most of the holidays and treat themselves and their loved ones.

“It is easy to get carried away with the festive spirit and end up spending more than you planned to, or worse – more than you can afford.

“It is important to remember that a credit card is still money that will have to be paid back and to make sure that you don’t take on any debt that you can’t afford.

“For those who already have credit card debt, interest free balance transfer deals can be a useful tool to pay off the debt without building up more interest.


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